We get it. A new roof is a big investment.
You're looking at $10,000–$30,000+ depending on size, materials, and whether you want storm-protection upgrades. That's real money.
Here's the truth: Your roof won't wait.
That leak you're ignoring? It's getting worse. Every rainstorm dumps more water into your attic, rotting the wood, soaking the insulation, creating mold you can't see yet.
K&D partners with GreenSky to offer financing options that make sense for real families.
Financing Options
0% for 24 Months
Plan 6124 — 0.00% APR. 24 payments. Subject to credit approval.
How it works:
- ✓0% APR for 24 months
- ✓24 payments
- ✓Subject to credit approval
GreenSky Plan 6124. Approved credit.
12 Months No Interest / No Payments
Plan 2521 — No payments during the 12-month promo. Interest waived if paid in full during the promo period.
How it works:
- ✓No payments required during the 12-month promo period
- ✓Interest waived if paid in full before the promo expires
- ✓If not paid in full, APR 15.85%–24.77%
- ✓Subject to credit approval
GreenSky Plan 2521. Interest is billed during the promo period but waived if the amount financed is paid in full before the promo period expires. If not paid in full, APR 15.85%–24.77%.
Same-Day Approvals
Get an answer today. Start your project this week.
How it works:
- ✓Approvals happen within minutes
- ✓Quick online application (3–5 minutes)
- ✓Instant decision
- ✓Start your project within 3–5 days
Additional GreenSky plans are available after approval, including longer fixed-rate terms.
*Plans subject to credit approval. Plan 2521: Interest is billed during the promo period but will be waived if the amount financed is paid in full before the promo period expires. If not paid in full, APR 15.85%–24.77%. Other GreenSky plans (including 2631, 2749/2740, and 1069) may be available based on credit. See GreenSky terms.
Frequently Asked Questions
What credit score do I need?
We work with GreenSky, so options are available for a range of credit scores. Generally, 650+ qualifies for our best rates, but we've secured financing for customers with scores as low as 600. Apply and see—no hard pull until you accept an offer.
Are there prepayment penalties?
No. Pay it off early, pay it off late, pay it off on schedule—no penalties, no fees. Your loan, your timeline.
Can I finance if I'm still waiting on my insurance check?
Yes. Many customers finance the project upfront and use their insurance payout to pay down or pay off the loan. We'll work with you on timing.
How long does approval take?
Most applications are approved within minutes. You'll get an instant decision online, and we can start your project as soon as materials arrive (usually 3–5 days).
Your Roof Won't Fix Itself.
No pressure. No gimmicks. Just honest roofing from a local company that's been here since 2017.
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