Roofing
How long does a roof replacement take?
Most residential roofs are completed in 1–3 days, depending on size and complexity. We'll give you an exact timeline during your free inspection.
Do you handle insurance claims?
Absolutely. We document the damage, meet with your adjuster, and fight to make sure you get what you're owed. You shouldn't have to become a roofing expert to file a claim.
What's the difference between a FORTIFIED Roof and a regular roof?
A regular roof meets building code — the bare minimum. A FORTIFIED Roof is engineered to survive hurricanes with sealed deck, ring-shank nails, and reinforced edges. Homeowners save $500–$1,500/year on insurance.
What financing options do you offer?
We offer GreenSky Plan 6124 (0% for 24 months) and Plan 2521 (12 months no interest / no payments; interest waived if paid in full during the promo). Plans subject to credit approval. If Plan 2521 is not paid in full, APR 15.85%–24.77%. Same-day approvals. No prepayment penalties.
Are you licensed and insured?
Yes. Licensed NC General Contractor (Lic. #L.101285) and insured, GAF Master Elite® (top 2% nationwide), and IBHS certified to install FORTIFIED Roofs.
What if I just need a repair?
We do repairs too. If it can be fixed, we'll tell you. If it needs replacing, we'll tell you that too. No upselling — just the truth and a fair price. Most repairs in 1–2 days.
Financing
What credit score do I need?
We work with GreenSky, so options are available for a range of credit scores. Generally, 650+ qualifies for our best rates, but we've secured financing for customers with scores as low as 600. Apply and see—no hard pull until you accept an offer.
Are there prepayment penalties?
No. Pay it off early, pay it off late, pay it off on schedule—no penalties, no fees. Your loan, your timeline.
Can I finance if I'm still waiting on my insurance check?
Yes. Many customers finance the project upfront and use their insurance payout to pay down or pay off the loan. We'll work with you on timing.
How long does approval take?
Most applications are approved within minutes. You'll get an instant decision online, and we can start your project as soon as materials arrive (usually 3–5 days).
Call K&D Roofing at (919) 977-4074 or use the contact page.